Credit Assessors

• Provide credit analysis on financial statements and assess credit risk for clients. • Perform detailed credit assessment for Australian home loans and self-employed applications. • Analyze data to verify information and check for fraud. • Review loan documentation to ensure accuracy and completeness. • Review complex loan structures to ensure compliance with lender-specific credit policy and regulatory requirements. • Decide loan approval or denial by assessing individual, company, and trust income. • Coordinate with lenders, brokers, and other stakeholders to support sound credit decisions. • Ensure all loan approvals or declines are in line with underwriting guidelines, effectively mitigating risk while achieving business objectives. • Accurately verify customer identity, including name, date of birth, address, and identification details, in compliance with regulatory requirements. • Review loan applications and supporting documents to ensure compliance with credit policies and regulatory standards, conducting thorough credit assessments based on the 4 Cs: Capacity, Capital, Credit, and Collateral. • Ensure all applications comply with credit policies, regulatory standards, and service-level timelines.

1. MUST HAVE EXPERIENCE IN CREDIT ASSESSMENT OF AUSTRALIAN MORTGAGE APPLICATIONS AND MUST HAVE SELF-EMPLOYED INCOME CALCULATION KNOWLEDGE. 2. Work from office only. 3. Day shift 4. Experience required is a minimum of 2 years in assessment role and as usual good communication, email writing, able to work independently without supervision